Central Illinois Storm Damage

9/24/2020 (Permalink)

Central Illinois can have some nasty weather and sometimes a complete change in temperature in just a few hours or even minutes. We learn quickly to layer our clothing during certain times of the year. It will be cold, requiring a jacket in the morning and by 1:00 pm we are peeling off those outer layers. This is easy to adjust to, it’s the rainstorms, tornadoes, and wind that make us all a little nervous. They pop up sometimes with little warning. 

These storms can wreak havoc on our homes and outdoor structures. Many of us have a plan to protect ourselves and our family but unfortunately, we cannot put our entire homes in a bubble when there are strong winds coming. Recently my own home was very affected but straight-line winds, taking out 4 very large trees. Fortunately for us, those trees did not hit our home or cause any damage other than a mess. It made me think, if those trees were planted even six feet closer to our home, we would have had some major issues. We may not be able to protect our home for these types of storms but we can have a “just in case” plan.

Make sure your homeowner's insurance is covering you for those types of losses. Have a review with your insurance agent and make sure he/she is aware of all the large trees and all other structures on your property and they are covered properly as well as contents. Ask your agent to keep photos on file of your home, all other structures, and any valuable contents such as jewelry, computers, guns, antiques, and anything else that may be out of the normal contents. Review your deductibles as well as when that deductible applies. Many insurance companies are switching to a percentage deductible vs a flat fee deductible. It is better to be aware of these things ahead of time rather than learning something new about your coverage when you already have so much to deal with when handling storm damage to your home.

Be sure to contact SERVPRO of Springfield for all your restoration needs. If you have insurance, we work with that company. Once our CSR has come to your home and reviewed the damage, we work directly with the insurance adjuster, sending them sketches of the damage and detailed reports on what contents and flooring need to be worked on. We are your full-service restoration company. Our goal is to make you happy and less stressed. Depending on the extent of damage, we may restore your belongings in your home or we may bring them back to our shop. If you have structural damage, we will be in communication with the contractor to be kept informed and start on your home as soon as we can. We want you back in your home and back to normal as quickly as possible. 

SERVPRO of Springfield is your local restoration company serving Sangamon, Macoupin, Morgan, Cass, and Montgomery counties, we are Here to Help! Please call us at 217-528-7775 any time of day 24/7 and 365 days a year, we are always open and ready to serve you in your time of need.