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Fire & Water - Cleanup & Restoration

Tips for small businsess

9/18/2017 (Permalink)

Be ready for the unexpected

The Small Business Association states that over 50 percent of Business that experience a loss never reopen. The economy is built on small business and the jobs they provide. What can small business owners do to protect there investment?

Talk it Over

If you are the owner of a small business one of the most important thing you can do is to have a conversation with you insurance agent. You need the answer to some basic questions. For example how will the value of my property be determined? Is it actual cash value or replacement cost? Do I have coverage for the lost revenue I incur while the loss is ongoing? If I have inventory how will this be insured? If you haven't had a conversation with your insurance agent it would be  good to schedule a time to do this sooner rather than later.

My Place of Business

In addition to the financial concerns what about your greatest asset your employees? If you were to experience a loss and it you needed to shelter in place are you ready for something like that? Simple steps such as having bottled water, canned, prepackaged food, radio and batteries on hand can go a long way in reducing the anxiety associated with a loss.

Many small businesses have actually had an Emergency Readiness plan put together for them by SERVPRO that organizes there key contacts so that if the unexpected happens they are ready.

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